Douglas Spencer

May 7th 2013

To whom it may concern,

This letter serves as a letter of reference regarding my experience working with United American Mortgage Corporation and specifically Ted Learakos.

I have worked with Ted for 30 years. I have done a number of transactions with him personally. I have referred family members to him as well as my best customers.

Ted is an individual who ‘gets the job done.’ He is very professional, calm and courteous. He knows how to find solutions to mortgage problems he also takes seriously the prospect of financing someones most personal asset-their home. He is very bright and most importantly, reliable and honest!

I would be unhesitating in referring Ted and United American Mortgage Corporation to anyone seeking financing on a home.

Very truly yours,

Douglas C. Spencer
President
Chief Executive Officer